Stop saying you don't have enough, that you don't get enough, or that you earn too little. If you keep declaring poverty, poverty is what you're going to get. Break the habit of playing the victim. You'll never improve like this.

The first thing you need to change is your **self-concept**.

You are not poor; you are just temporarily broke. The money will come; you will get it. But first, you must adopt a new state of mind. Remember that your financial status is a reflection of your mental state. If you see money, wealth, opportunities, and progress in your mind, soon that will be reflected in your pockets.

The second thing to improve is your **evaluation**.

Don't settle for small things; aim for big goals. Learn to manage what you have. Don't spend recklessly; define your priorities well.

The third thing to improve is your **language**.

Change your words. Some people talk all day about illnesses or not having enough. When asked how they are doing, they respond reluctantly with phrases like "Here, sort of," "Getting by," "Barely making it," or "You don't earn much, but you enjoy." These expressions plant seeds of more need. Change your words and move to the wealth lane. When asked how you are, reply with attitude: "Great!" "Making progress!" "Feeling positive!" Your words create a new vibration.

You are blessed.

1. When you meet young people - INSPIRE THEM.

2. When you meet children - EDUCATE THEM.

3. When you meet old people - HELP THEM.

4. When you meet wise people - STUDY THEM.

5. When you meet leaders - HONOUR THEM.

6. When you meet foolish people - AVOID THEM.

7. When you meet humble people - TREASURE THEM.

8. When you meet arrogant people - IGNORE THEM.

9. When you meet gracious people - EMULATE THEM.

10. When you meet aspirational people - ELEVATE THEM.

11. When you meet strong people - SUPPORT THEM.

12. When you meet godly people - BLESS THEM.

13. When you meet elderly people - RESPECT THEM.

14. When you meet weak people - STRENGTHEN THEM.

15. When you meet hardworking people - ENCOURAGE THEM.

16. When you meet kind people - ESTEEM THEM.

17. When you meet Honest people -

PROMOTE THEM.

18. When you meet virtuous people - REWARD THEM.

19. When you meety evil people - EVADE THEM.

20. And in all situation " Watch, Pray and wish everyone well.

1. Dr. Ben Carson said, "I struggled academically throughout elementary school yet became the best neurosurgeon in the world in 1987."

LESSON:

Struggling is a sign that you are on a verge of success. Don't quit yet.

2. Bill Gates said, "I didn't even complete my university education but became the world's richest man."

LESSON:

School does not make you rich. School is only supposed to polish what will make you rich, not make you rich.

3. Christiano Ronaldo said, "I told my father that we would be very rich but he couldn't believe me. I made it a reality."

LESSON:

Your words rule your life. If you mean what you have said, each word will come to pass. You get what you say.

4. Hear Lionel Messi!

"I used to serve tea at a shop to support my football training and still became one of the world's best footballers.

LESSON:

Believe in your dream. Don't let your pain tell you how your future will look like.

5. Steve Jobs penned, "I used to sleep on the floor in my friends' rooms, returning coke bottles for food, money, and getting weekly free meals at a local temple, I later on founded Apple Company."

LESSON:

That you are small today doesn't mean you will be small tomorrow. Keep trusting God.

6. Former British PM, Tony Blair said & I quote, "My teachers used to call me a failure, but I became a Prime Minister."

LESSON:

Don't let someone else's opinions of you become your reality.

7. Bishop David Oyedepo said, "I started Living Faith Church from a lawn tennis court with three members only & preached prosperity. Many of my friends criticised me, but today we have the largest church auditorium in the world & two world-class universities."

*LESSON:* Believe in yourself even if no one does & never think of quitting.

8. *Nelson Mandela said,* "I was in prison for 27 years & still became president."

*LESSON:* You can be anything you want to be no matter where you have been or what you have been through.

*9.REECE* "I drove a taxi to finance my university education but today I'm a billionaire."

*LESSON:* Don't let your past decide the kind of future you need to have.

10. *Harland Sanders, Founder of KFC said,* "I was on the verge of suicide when an Idea of opening a restaurant hit me after I retired as a cook in the Navy."

*LESSON:* Nothing is ever too late. "Too late" is a language of failures. Your future can begin at any age. Don't ever let AGE limit you.

11. *Aliko Dangote said,* "I worked for my uncle since I was a small boy, people looked down on me. I later on took a loan from my uncle to open a tiny shop. I worked hard to make ends meet. Now I am the richest Man in Africa.

*LESSON:* Failures or limitations of the past have no control over the greatness in you. To him that believes, all things are possible.

12. *Barack Hussein Obama said,* I am a son of a black immigrant from Kenya, I graduated from Harvard and later on became a Senator in Chicago. I was also the President of the most powerful nation on Earth.

*LESSON:* Never design your life like a garden where anyone can walk in and out. Design it like the sky where everyone aspires to reach!

13. *Arnold Swarzzenegger said,* I traveled to America in search of financial independence when I was 15yrs old. I became the world's strongest man 7 times and Mr Universe. I then got my Economics degree, then I became one of Hollywood's best actors before I was voted twice as governor of California."

*LESSON:* Don't wait for everybody to believe in your ability and dreams.

Beloved endeavour to be good to people you meet everyday, fear God and live peacefully with anyone you meet in life

Iretomihwa

1. Compounding interest

2. Persaraan awal

3. Pendidikan kewangan

20 cara menjemput wang:

⚡️Have financial goals
⚡️Learn new skills
⚡️Have a mentor
⚡️Be a mentor
🔵Listen to podcasts of those who have succeeded in areas you want to succeed in
🔵Workout regularly (fit people get paid more)
➡️Maintain and expand your network
Practice time management.
 ➡️Learn to pack value into every hour
➡️Never spend on impulse. Have a budget
➡️Practice ideation to be more sentient
Avoid negative people
➡️Ask questions when you are in the company of high-net-worth people
💻Take calculated risks
⬇️Believe in yourself
⬇️Don't be up to date. Be up to tomorrow
⬇️Stop saving and start investing
⬇️Never spend to impress
Invest in emerging technology, such as A.I., while they are still inexpensive
⬇️Avoid self-doubt, like COVID
⬇️Have an attitude of gratitude and be conducive to a higher altitude